Why RetailCapital?

We’re Fast.

We know big business opportunities come and go in the blink of an eye, which is why we get money in your bank account FAST. When banks decline deals – RetailCapital approves!

Get funded in 48 hours so you can start growing – now. 

We’re Easy.

Your life as an entrepreneur is hectic enough, so we’ve designed our application to be simple and lightweight. Fill out our one page application, send us some bank statements, and get on with your day! We’ll take it from here.


We’re Flexible.

We are not a bank, and we will not see you as a series of numbers; we will look beyond your credit score and assess the health of your business as a whole when qualifying you for financing.

Our merchant cash advance program has no fixed payments…repayment is based off of a small percentage of your daily sales, and ebbs and flows with your sales volume – no late fees!

Click here to see how RetailCapital Financing saved a small Florida flower shop on Mother’s Day!

How RetailCapital Works:


vectors-031. Submit one-page application & statements

vectors-042. Choose an Offer


3. Get Funded!


RetailCapital vs. Other Financing Sources


Download our in-depth guide to the advance process, “Advance 101“!

What’s the Latest Word?

“The RetailCapital application was simple. Their reporting was great and I got my cash in three days from the time I submitted my application.”

-Tony P., Flower Shop Owner


Ready to go? Apply online right now!



We've funded over $30 million to small businesses this year! Contact Us: 888-664-1444